Effective Date: April 3, 2026 | Last Updated: April 3, 2026
Spes Financial Corp ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website thespesfinancial.com, use our services, or interact with us in any manner.
Please read this Privacy Policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access our website or use our services.
We may collect information about you in a variety of ways. The information we may collect includes:
Personally identifiable information, such as your name, email address, business name, mailing address, and other information you voluntarily provide to us when you:
When you apply for funding or business lending services, we may collect financial information such as business revenue, credit history, bank account details, tax identification numbers, and other information necessary to evaluate your application and provide our services.
Information our servers automatically collect when you access our website, such as your IP address, browser type, operating system, access times, and the pages you have viewed directly before and after accessing our website.
We use the information we collect in the following ways:
We may share information we have collected about you in certain situations. Your information may be disclosed as follows:
If we believe the release of information about you is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property, and safety of others, we may share your information as permitted or required by any applicable law, rule, or regulation.
We may share your information with third parties that perform services for us or on our behalf, including payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance.
We may share your information with our business partners, such as FDIC-insured financial institutions and lending networks, to offer you certain products, services, or promotions.
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
If you opt in to receive SMS or text message communications from Spes Financial Corp, the following terms apply:
By providing your mobile phone number and checking the SMS opt-in box on our contact form, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from Spes Financial Corp, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).
Message frequency varies. You may receive up to 4 messages per month.
Message and data rates may apply. Please contact your mobile carrier for details on your messaging plan.
You can opt out of receiving SMS messages at any time by replying STOP to any text message you receive from us. After you send the message "STOP", we will send you a confirmation text message. You may receive additional messages after you reply STOP to confirm your opt-out.
For assistance or questions about our SMS program, reply HELP to any text message, or contact us at eric@thespesfinancial.com.
Consent to receive SMS messages is NOT a condition of purchase or using our services. You may opt out at any time without affecting your eligibility for funding or services.
We may use cookies, web beacons, tracking pixels, and other tracking technologies on our website to help customize the website and improve your experience. For more information on how we use cookies, please refer to our Cookie Policy or contact us directly.
Our website may contain links to third-party websites and applications. Any access to and use of such linked websites is not governed by this Privacy Policy, but instead is governed by the privacy policies of those third parties. We are not responsible for the information practices of such third-party websites.
We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse.
We do not knowingly solicit information from or market to children under the age of 18. If we learn that we have collected personal information from a child under age 18, we will delete that information as quickly as possible. If you believe we might have any information from or about a child under 18, please contact us at eric@thespesfinancial.com.
We may update this Privacy Policy from time to time in order to reflect changes to our practices or for other operational, legal, or regulatory reasons. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Effective Date" at the top of this Privacy Policy.
If you have questions or comments about this Privacy Policy, please contact us at:
Spes Financial Corp
1770 NE 167 St
Miami, FL 33162
Email: eric@thespesfinancial.com